Privacy Policy
We recognize our relationships with current and prospective clients are based on integrity and trust. We work hard
to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value
on the information you share with us. We will not disclose your personal information to anyone unless it is required
by law or at your direction. We will not sell your personal information. We want our clients to understand what
information we collect, how we use it, and how we protect your personal information.
Why We Collect Your Information
We gather information about you so we can help design and implement the investment-related services we provide
you; and to comply with the Federal and State laws and regulations that govern us.
What Information We Collect and Maintain
We may collect the following types of “nonpublic personal information” about you:
- Information from our initial meeting or subsequent consultations about your identity, such as your name,
address, date of birth, and financial information. We do not collect information about your social security number. - Information we generate to service your financial needs.
- Information we may receive from third parties, such as the custodian who holds your account(s).
What Information We Disclose
We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain
circumstances. We may disclose your information: (1) to individuals and/or entities not affiliated with our firm,
including, but not limited to certain service providers (e.g., account custodian, software or website applications) as
necessary to service your account(s); (2) to your authorized representative or power of attorney; or (3) otherwise
permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.
Because we share nonpublic information solely to service your account(s), you may not opt out of allowing us to
share your information. In the event we have a change to our business practices which allows nonpublic information to be shared with other third parties, our Privacy Policy will be amended to allow you the opportunity to opt-out of
such disclosure.
How We Protect Your Personal Information
Privacy has always been important to us. We restrict and limit access to client information only to those who need
to carry out their business functions. We safeguard client information by preventing its unauthorized access,
disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal
information. Arrangements with companies or independent contractors not affiliated with our firm will be subject
to confidentiality agreements.
Former Clients
Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will
continue to treat your nonpublic information with strict confidentiality.
Contact Us
Clients are encouraged to discuss any questions regarding our privacy policies and procedures directly with James Cowan, Chief Compliance Officer at (650) 242-8704 or jcowan@cowancapital.us.
